In the past, people have thought about Estate Planning as having a Will or a Trust. Obviously, a Will or a Trust is not a plan in itself. A comprehensive plan for that which a person wants to accomplish is an Estate plan. This includes matters such as helping relatives go to school, protecting relatives if they are in accidents or have disabilities, planning for retirement, designating who can make decisions for us in financial matters if we cannot make them for ourselves, and designating who can make healthcare decisions for us if we cannot make healthcare decisions for ourselves. In addition, a comprehensive plan allows specifying who can obtain healthcare information from our healthcare providers, protecting our assets in case of circumstances which cause liability to creditors, protecting the assets of our loved ones if they should be subject to creditors, transferring or selling our businesses, keeping farms or businesses in the family, and providing for those we care about and love when we pass on.